🚨 Stuck in the ID.me “Loop”? Here is How I Finally Fixed It (2026 Update)

I spent nearly three hours yesterday staring at a spinning wheel on the ID.me login screen, terrified that I was going to miss the IRS verification deadline. If you are reading this, you probably know the feeling: you upload your driver’s license, scan your face, and then… nothing. Just a refreshing page or a vague error message.

I have helped three different family members navigate this exact “doom loop” this tax season. It is not just a glitch; it is usually a specific data mismatch. Below is the breakdown of the errors I encountered and exactly how we cleared them to get back into the IRS portal.

Gritty photo of a laptop screen showing an ID.me verification error code E-400 with a red circle.
“Doom Loop” is real. Here is the error code I saw before finding the fix.
Error DisplayedMeaningMy Successful Fix
“Could Not Verify”Photo blur / GlareUse natural window light (no flash).
Spinning LoopBrowser Cache IssueSwitch to Incognito Mode immediately.
Code E-4301Duplicate AccountContact Support (Do not make a new email).
“Reviewing Docs”Manual QueueWait 24hrs (Do not re-upload).

The “Incognito” Trick That Saved Me

The biggest breakthrough I found wasn’t on the help page. It was realizing that ID.me cookies often get “stuck” in Chrome or Safari. When I switched to an Incognito/Private window, the facial scan worked on the first try.

Video Call Verification (The Last Resort)

If the automated upload fails three times (like it did for my uncle), you will be pushed to a “Trusted Referee” video call.

  • Warning: The wait times are showing as 2-4 hours right now.
  • Tip: Join the queue at 7:00 AM ET sharp. I did this and got a referee in 15 minutes.

Do not ignore this. If the IRS is asking for identity verification (Letter 5071C), your refund is completely frozen until this green checkmark appears.

Disclaimer: This article is for informational purposes only and does not constitute financial or legal advice. Always consult with a qualified tax professional or official government resources.

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