Stop Checking WMR: Do This Immediately to See Your Date

Stop waiting on the “Where’s My Refund” (WMR) tool. I know it’s frustrating—I logged into my own portal this morning because the WMR app was still showing “Received,” and sure enough, my transcript had updated hours before the app even flinched. If you want the actual date, the app is lagging behind the raw data.

📊 OFFICIAL & PROJECTED TIMELINE: | Date Window | Code / Status | What It Means | | :— | :— | :— | | Feb 19 – Feb 21 | Code 846 | Refund Issued (The Money Date) | | Feb 20 (Fri) | Daily Batch | Transcripts update for “Daily” accounts | | Feb 21 (Sat) | WMR Update | The app finally catches up to the Transcript | | Feb 24 – 27 | Deposit Hit | Funds arrive in bank (depends on bank) |

📄 FULL REPORT (TROUBLESHOOTING FOCUS):

✅ CONFIRMED FACTS:

• WMR is Slow: The “Where’s My Refund” tool is often 24-48 hours slower than your Account Transcript.
• The Golden Code: You are looking for Code 846 at the bottom of your 2025 Account Transcript. If you see this, the check is cut.
• Cycle Codes Matter: If your Cycle Code ends in 05, you are a “Weekly” updater. Expect changes overnight Thursday into Friday morning.

📌 TYPICAL SCENARIOS:

• Stuck on 570: If you see Code 570 (Additional Account Action), your refund is paused. Do not call yet; wait for Code 971 (Notice Issued).
• PATH Act: If you claimed EITC or ACTC, the hold legally lifted on Feb 15th. Massive batches of 846 codes are dropping right now.

[UTILITY: HOW TO CHECK TRANSCRIPT]

1. Log in to ID.me / IRS.gov.
2. Click “Get Tax Record.”
3. Select “Federal Tax” -> “2025.”
4. Open “Account Transcript” (NOT Return Transcript).
5. Look for “REFUND ISSUED” (Code 846).

Verify Safely:

• Red Flag: Any text message claiming your refund is “pending” with a link.
• Safe Step: Login only at IRS.gov.

Disclaimer: Dates are projected based on historical agency cycles and weekly batch processing. Eligibility varies by return complexity.