While everyone is obsessively refreshing their IRS transcripts for federal refunds, a massive wave of “state stimulus” is sitting unclaimed in state treasuries. As of February 2026, state governments are holding over $3 billion in uncashed checks, utility deposits, and forgotten savings accounts.
Here is the Bottom Line Up Front: This is not a scam, and it is not a new law passed by Congress. This is your money that was turned over to the state when an account went dormant. In 2026, many states have upgraded their portals to make claiming these funds instant (e-transfer) rather than waiting for a paper check.
If you lived in any of these 5 states in the last five years, you need to search your name immediately.
1. California: The “Middle Class” Leftovers
California is still sitting on millions from the various relief programs of the mid-2020s. If you moved or changed banks, your payment might have bounced back to the Franchise Tax Board.
- What to look for: “Uncashed Warrant” or “MCTR Reissue.”
- Average claim: $200 – $1,050.
2. New York: The Comptroller’s Vault
New York State has one of the most aggressive unclaimed funds divisions. They are currently holding money from dormant insurance policies and old payroll checks.
- Urgency: Daily updates.
- Search: Last name and First Initial.
3. Texas: Oil Royalties & Utility Deposits
Texas doesn’t have a state income tax, so they don’t issue “refunds” in the traditional sense. However, they hold a massive amount of uncashed utility deposits and mineral interest royalties.
- Pro Tip: Search for deceased relatives too. You might be the heir.
4. Florida: The “CFO” Treasure Hunt
Florida’s Chief Financial Officer holds accounts that have been inactive for 1-5 years. In February 2026, they are highlighting “forgotten apartment deposits.”
- Ease of Use: FL allows claims under $1,000 to be processed with just a driver’s license upload.
5. Illinois: “I-Cash” Matches
Illinois automatically matches some claims, but millions require a manual search. If you worked in Chicago and moved away, there is a high chance you have a final paycheck sitting here.
How Much Could You Find?
We analyzed recent data from a generic claimant, “A. Johnson,” who searched three states.
| State Searched | Property Type | Value Found | Status |
| Texas | Utility Deposit | $145.00 | Paid (7 Days) |
| New York | Old Savings Acct | $890.50 | Verifying |
| Ohio | Insurance Div. | $32.10 | Paid (14 Days) |
Steps to Claim Your Money Today
- Go to the Source: Do not pay a third-party service. Go to USA.gov/unclaimed-money to find the official free link for your state.
- Search Variations: Try “Smith, J” and “Smith, John” and “Smith, Johnny.”
- Upload Proof: You will likely need a photo of your ID and a document proving you lived at the old address (like an old W-2).
Warning: Scammers send fake emails saying “You have unclaimed funds, click here.” Never click those links. Always type the state treasury URL manually.
Disclaimer: This article is for informational purposes only and does not constitute financial or legal advice. Always consult official government resources.
Evan Cole Editor-in-Chief | Breaking News & Public Policy
“From Washington to Wall Street, and Main Street to Hollywood—Evan Cole connects the dots.”
As the Editor-in-Chief at Newskilo, Evan leads a dynamic team of journalists dedicated to uncovering the truth behind the headlines. With over 15 years in digital media, Evan has a reputation for cutting through the noise.
While he is widely recognized for his deep analysis of U.S. fiscal policy (IRS & Stimulus), Evan’s expertise extends to global current events, corporate accountability, and cultural trends. Whether he is breaking down a complex government bill, exposing a tech giant’s failure, or analyzing the societal impact of a viral celebrity moment, Evan’s goal is simple: To tell the stories that shape our world with clarity, accuracy, and integrity.